Hazardous Sports Travel Insurance

It is important to make the difference between traditional travel insurance products and travel insurance with hazardous sport cover. The hazardous sport add-on cover will cover more activities than traditional travel insurance in exchange for a higher premium.

You can find here . the full list of activities covered by Allianz travel insurance depending on which types of travel insurance you select.

The primary aim of this coverage is to offer financial protection and support in the event of accidents or emergencies that arise from engaging in these high-risk activities. It ensures that travellers can participate in their preferred sports without worrying about unforeseen incidents impacting them financially or disrupting their plans.

Allianz's Hazardous Sports Travel Insurance is meticulously designed to encompass many hazards. It offers comprehensive protection for those passionate about adventure sports and activities. Whether hitting the ski slopes, climbing mountains, or exploring the ocean's depths, Allianz ensures you're covered for a wide range of potential risks, making it an ideal insurance choice for adventure enthusiasts and sports travellers.

Hazardous sports travel insurance significantly differs from standard travel insurance's coverage scope, particularly regarding high-risk activities. Here's how they vary:

 Specific coverage for high-risk activities: Regular travel insurance policies typically cover general travel-related issues like cancellations, medical emergencies, or baggage loss. However, they often exclude high-risk activities. In contrast, hazardous sports travel insurance is specifically designed to cover high-risk activities, such as extreme sports. This includes sports like rock climbing, skiing, bungee jumping, and scuba diving, which carry a higher risk of injury.

Inclusion of extreme sports: Regular policies might not cover injuries or accidents from extreme sports activities. On the other hand, hazardous sports insurance offers protection against potential injuries or accidents arising from such high-adrenaline activities.

Tailored for adventure seekers: This type of insurance is tailored to meet the needs of adventure enthusiasts who participate in more dangerous activities than typical tourist activities. It ensures that the unique risks associated with these sports are adequately covered.

Allianz recognises the coverage gap that standard travel insurance policies often present for adventure sports enthusiasts. Therefore, we offer specialised hazardous sports travel insurance. Our policies include coverage for a range of activities that are typically excluded in standard policies. This ensures that adventure seekers and sports enthusiasts are adequately protected during high-risk pursuits. With Allianz's hazardous sports insurance, you can embark on thrilling adventures knowing you have the right coverage to support your daring endeavours.

It is highly recommended:  if you purchase a traditional travel insurance with no specific Sport add-on, it is likely that hazardous sports will be excluded from the coverages. This means if something goes wrong, your related claim will be denied.

Hazardous sports travel insurance is essential for anyone embarking on adventure travel. This specialised insurance is crucial for several reasons:

For those planning adventure travel, opting for hazardous sports insurance is a wise decision to ensure comprehensive coverage and peace of mind. Regular travel insurance might cover basic travel needs, but it falls short regarding adventure sports' specific demands and risks. Therefore, securing a policy that specifically addresses the needs of hazardous sports activities is beneficial and necessary for a safe and worry-free adventure experience.

Before picking which travel insurance products is the best fit, we encourage you to read our Terms and Conditions to see  what is covered and what is not.  

No - you cannot pick and choose which hazardous activities you want to cover. The sport cover includes the full list of activities you can find here. You will have to decide if you want a traditional travel insurance product or if you want to purchase a travel insurance with a sport add-on.

At Allianz, we understand the diverse needs of adventure sports enthusiasts. That's why we offer the ability to customise hazardous sports insurance policies. Our clients can tailor their coverage to align perfectly with their adventure sports itinerary, ensuring that every aspect of their high-risk activities is covered. With Allianz's customisable hazardous sports travel insurance, you can embark on your adventure travels with a policy perfectly suited to your adventurous pursuits.