Winter Sports Travel Insurance

$2,500

$5,000

Repatriation of Remains

We shall cover the costs for the transportation of your remains in the unfortunate event of your death, or the death of any person covered under your policy, during your journey.

$5,000

$10,000

Dental

In case of an emergency we shall cover you for dental treatment to relieve sudden pain.

$500 Max ($100 per tooth)

$1,000 Max ($200 per tooth)

Hospital Cash 

If you are hospitalized for more than 48 continuous hours we shall pay you a sum per day for the out of pocket expenses incurred during your hospital stay.

$250 ($25 per day)

Emergency Family Travel / Visit of close relative

On medical advice we shall pay for a close relative to stay with you, or travel to you from your home country in case you are hospitalized.

Economy Ticket

 Economy Ticket

Loss of travel documents

Provides cover if your passport or visas are lost, stolen or destroyed on your journey.

$300

$500

Delayed Personal Possessions

Provides cover if your personal possessions (this does not include valuables) are temporarily lost or stolen on your outward journey for more than 6 hours from when you arrived at your destination.

$500 ($ 50 per 4 hours)

$ 1,000 ($ 50 per 4 hours)

Personal Possessions

Cover for purchasing essential items if your personal possessions are delayed for more than 12 hours on your outward journey.

$2,500

$5,000

Valuables (including Laptop)

Jewellery, watches, items made of or containing precious metals or semi/precious stones, furs, binoculars, telescopes, computer games, any kind of photographic, audio, video, computer, laptop, television, fax and phone equipment (including mobile phones), MP3 players, PDAs, electronic games, TVs and CDs, mini discs, DVDs, cartridges, video and audio tapes.

$500

$1,000

Single item, pair or set limit

You are covered up to a specified limit for single items as well as pairs or sets. Pairs and sets are those personal possessions that belong together or can be used together.

$125

$250

Alcohol, fragrances and tobacco

You are covered up to a specified limit for alcohol, fragrances and tobacco.

$50

$50

Personal Accident

Death (including common carrier)

A beneficiary shall be eligible for a compensation amount in case of your death, or the death of any person covered under your policy, during your journey.

$20,000

$30,000

Loss of sight or limb

You shall be eligible for a compensation amount in case you, or any person covered under your policy, suffers loss of sight in one or both eyes or total and permanent loss of use of one or both hands and feet during your journey.

$15,000

Permanent total disablement

You shall be eligible for a compensation amount in case you, or any person covered under your policy, suffers from a permanent physical disability during your journey and as a result there is no paid work which you are able to do.

$20,000

$30,000

Missed Departure

Cover for extra transport and accommodation if you arrive at your departure point too late to board your booked transport due to: public transport not running to its timetable or the vehicle you are travelling in has an accident or breaks down.

$250

$500

Delayed Departure

Cover if your departure is delayed by more than 6 hours. Benefits apply after the first 12 hours delay and additional benefits apply after each extra delay of 12 hours. Your policy will specify the maximum payable. The circumstances covered are listed in the Policy Document. Alternatively, you may receive up to the amount specified in your policy, if you chose to abandon your journey or cancel your holiday after a 24 hour delay.

$500 ($ 50 per 6 hours)

$ 1,000 ($ 50 per 6 hours)

Personal Liability

Cover for costs that you are legally liable for due to any of the following that you cause during your journey Bodily injury of another person: loss or damage of other peoples property.

$250,000

$1,000,000

Mugging

Report the mugging to the police within 24-hours of the incident and ask them for a written report confirming you were hospitalised as a result of the mugging.

No Coverage

$100

Credit Card Fraud

Report the theft or loss to the police within 24 hours of discovery and ask them for a written police report.

No Coverage

$1,000

Flight Overbooking

If your unable to board your flight due to overbooking and no alternative flight is available within 6 hours of your originally scheduled departure time we will compensate you a hotel stay and meal(s) in order to get the next flight.

$100

$250

Ski Pack

Cover for hired ski equipment, ski school fees and lift passes that you do not use because: you cancel or cut short your journey: You cannot ski because of an injury or illness during your journey.

$500

$500

Delayed Ski Equipment

Cover to hire alternative ski equipment if yours are temporarily lost or stolen on your outward journey for more than 12 hours from arrival at your destination .

$300

Ski Equipment

Cover for hired ski equipment, if your own are lost, stolen or damaged on your journey. Your policy will specify the most you can claim for a single article

$300

$300

Piste Closure

Provides cover if you cannot ski at the ski resort you booked before your journey because there is not enough snow and the ski lifts and the ski schools are closed.

$300

$300

Avalanche Closure

Cover for extra transport and accommodation if you cannot reach your destination or get back home because of an avalanche in your resort.

$150

$ 150