Why you should get Overseas Travel Insurance?

Why you should get travel insurance for your next overseas trip

As one of the most important things worth buying when travelling overseas, travel insurance should be seriously considered. Many don’t realise how not having insurance during a trip can negatively impact your experience.

Without trying to sound like a grinch about what should be an exciting trip, it helps to be prepared for any undesirable occurrences. It doesn’t have to break the bank either! There are many affordable packages from companies like Allianz Travel. 

Here is our list of reasons why you should get insurance for your next trip overseas.

Please note any claims eligibility is subject to the terms and conditions of the travel insurance product you are purchasing. The reasons below are indicative and not binding. It is highly recommended to read our terms and conditions to see the exclusions, limits and conditions of our products.

Even if the country you’ll be travelling to offers complimentary health insurance for foreigners, it doesn’t always mean you’ll receive the best care or be covered for all events. Having travel insurance will ensure you are covered for medical emergencies, whether it’s a smaller injury like a fractured bone to more serious situations like hospitalisation due to an accident overseas. Don’t risk being handed a hefty medical bill because you didn’t opt for insurance.

Tip: Please make sure to read the terms and conditions to be aware of any exclusions in your travel insurance

One of the main disasters that can happen to any traveller is the loss of their much-needed travel documents. Losing your identity document or passport can make it very challenging to get back home or head to your next destination, nevermind getting past security at the airport you’ll be travelling from. Being covered for your travels ensures that you can have peace of mind knowing that you are covered in the event of losing yours.

Tip: Before leaving, take a picture of your passport or scan it. Having a digital copy of your travel documents may not be enough, but it can help if something happens. 

If you suddenly have to cancel your trip overseas,  travel insurance can ensure you are covered. Sometimes something unforeseen like a sudden death in the family can occur, or you may need to stay overseas a bit longer due to a medical reason and can’t make the flight to your next destination. Rather be safe than sorry in either instance.

Tip: The reasons to change your travel plans must be within the Terms and Conditions of your travel insurance. It is highly recommented to carefully read the terms and Conditions before buying any travel insurance. You can contact us on WhatsApp if you have any questions or concerns about our products: +971  56 216 4563

Being robbed on the street is undesirable, to say the least. While we always advise against carrying a wad of cash on hand while exploring your overseas destination, sometimes you need a bigger amount during a day trip and are the unfortunate target of a pickpocketer or outright thief. You may also have important items like your phone stolen, making it difficult to reach your loved ones and stay in touch. Stay covered in any event with insurance that has you sorted throughout your travels.
It happens to the best of us. No one ever thinks they will be the subject of a serious illness before they embark on their travels, but it is a very real possibility. You can alleviate the stress of losing out on your trip experience by getting insured, especially if the trip you are planning is a particularly memorable one and will be difficult to replace. After all, planning a trip takes a lot of time and money often invested over months of planning.

Enjoy the added peace of mind with travel insurance from Allianz Travel and Allianz Assistance. Our Single Trip insurance plans are priced from AED 69 and provide emergency medical assistance and evacuation cover of up to USD 1,000,000, with cover of up to USD 5,000 for trip cancellation or curtailment. Other benefits include cover for loss of travel documents, delayed personal possessions, valuable items like laptops, personal accidents, missed or delayed departure, and theft abroad, to name a few.

Allianz Travel provides a variety of options to meet your unique travel needs and specific budget requirements. Want to learn more about our other travel insurance options for UAE travellers exploring the globe?

Get in touch with us today to speak to one of our highly experienced consultants about our services.