travel insurance for US road trip

Why You Must Have Travel Insurance For a U.S Road Trip

Why You Must Have Travel Insurance for a U.S Road Trip

Heading out on the open road of the United Sates is the trip of a lifetime and unlike any vacation you will have ever taken before.

From the surfers of California to the cowboy culture of Oklahoma, Route 66 still today provides keen world explorers with a bucket load of unique experiences.

Whilst you do not have to make strict plans for a road trip, travel insurance is a must. Make sure you take out the best USA travel insurance for your trip. Here are the reasony why…
You need to cancel your road trip

There may be a reason that you need to cancel your trip before you even leave or cut it short due to an emergency or unforeseen circumstance. Travel insurance will cover you for costs that you are unable to get a refund for in both these circumstances.
By taking out travel insurance as soon as you book your trip, you are covered for cancellation even before you travel. If you do not book travel insurance until close to travelling, you take the risk of not being able to have these costs reimbursed.

It is called an unforeseen circumstance for a reason! Be wise, book your insurance as soon as you book your trip.
You need medical treatment in the U.S.

When visiting the U.S. cover for medical costs is quite possibly to most important reason for taking out travel insurance.

Medical costs in the United States can cost anything from hundreds of dollars to hundreds of thousands of dollars. Even for something that may seem minor. Every scan, prescription, appointment each costing hundreds or even thousands of dollars a time.

We never think it will happen to us, but that is what an accent is. Can you afford to pay these costs if something happened? Let’s not take that risk.
You suffer loss or theft of personal belongings

When you are out on the open road, many things could happen. You could leave some of your belongings at one of the many hotels you stay at. Or worse, you could have your vehicle broken into and items stolen. Travel insurance for the U.S. will include the cost to replace personal items which have been lost or stolen.

Please check when taking out the policy that the single item limit covers your most expensive items such as watches and jewellery.

Additional Advice for an American Road Trip
What type of travel insurance should I get for a U.S road trip?

How long are you going to be away for? A single trip policy covers you for one trip to one country for up to 90s days. If you do not intend to stay longer than 90 days and will not be travelling to another country in this time, then this is best for you.

If you are looking to be away for longer than 90s days, travelling to multiple counties, or in and out of the country, then you should look into a multi-trip annual insurance.

You can find out more about our travel insurance policies, and receive a Quote here
You also need motor vehicle insurance

Travel insurance does not include motor vehicle insurance or breakdown cover. This is a separate insurance and something you must take out additionally. If you are hiring a car from a company, then they will be able to help you.
We at Allianz Travel are the world’s biggest travel insurance company and have tailored the perfect travel insurance policy options to cover you for that all-American road trip at affordable prices. To get a quote for travel insurance with Allianz Travel, please visit