Family Travel Insurance

Travelling with children changes the risk profile of a trip completely. A child running a sudden fever in a foreign hospital, a missed connecting flight that strands the whole family overnight, or a lost suitcase containing a child's medication are all situations no parent wants to face without support. Family travel insurance exists because these scenarios are common, and because handling them with five separate individual policies is slower and more expensive than handling them with one.

Allianz Family Travel Insurance is designed for UAE resident families travelling abroad together for less than 90 days at a time. Instead of insuring each family member separately, you list everyone under one policy at the time of quoting. Every listed member receives the same level of coverage, whether that is the Standard or Premium plan.

Two situations every travelling family should plan for:

• A child needs emergency medical treatment abroad. Emergency medical expenses are covered up to $250,000 on the Standard plan and $550,000 on the Premium plan, for every insured family member, child or adult.
• The whole trip needs to be cancelled at short notice. If you, a travelling companion, or a close relative becomes seriously ill, is injured, or passes away before departure, trip cancellation cover of up to $3,000 on Standard or $5,000 on Premium can recover your non refundable costs.

Before you start a quote, it helps to know exactly who is eligible. A family policy from Allianz covers 2 adults plus an unlimited number of children under one policy, with a maximum of 10 travellers in total. Every traveller must be a UAE resident.

How Children Are Covered Under a Family Travel Insurance Policy

Every child added to a family policy receives the same coverage as the adults on the policy, under a fixed family rate. There is no limit on the number of children you can add, which makes this plan particularly cost effective for larger families travelling together.

Family specific benefits included on every plan:

• Return of dependents under 18 if a parent is hospitalised for more than 24 hours during the trip
• Emergency family travel, which pays for a close relative to fly out and stay with a hospitalised family member
• Emergency dental treatment for sudden pain, covered for every listed traveller including children
• Baggage loss and baggage delay cover, useful when children's essentials such as medication or formula are in checked luggage

Remember that family members cannot be added once the policy is issued. Confirm every traveller, including any children, at the time of getting your quote so nobody is left uncovered.

Not every travelling family fits neatly into one plan type. Here is how the family options compare against the Senior plan, for relatives who fall outside the family age rules.

With more than 125 years of insurance experience and a presence in over 70 countries, Allianz brings serious depth to a product that families often only think about once a year. Here is what that means in practice for your family policy.

Allianz family travel insurance starts from AED 170 for the Schengen plan, AED 201 for Standard plan and AED 265 for the Premium plan. Your exact premium depends on a few factors:

• Your destination, since worldwide cover costs differently to USA or Canada cover
• The length of your trip, up to a maximum of 90 days
• The number of travellers on the policy, including all children
• Whether you choose the Schengen, Standard, or Premium plan

Use the quote calculator at the top of this page to see your exact family premium in under a minute. List every traveller before you buy, since members cannot be added once the policy is confirmed.

Buying your Family insurance from Allianz takes less than 3 minutes. Here's how:

Step 1 - List Every Traveller

Enter your destination, travel dates, country of residence, and every single traveller including all children. When adding 3 or more members, Select 'Are you a Family' toggle to enable the family-friendly fixed rates. This is your only chance to add family members, since the policy cannot be edited after purchase.

Step 2 - Choose Your Plan

Compare the Standard and Premium plans side by side, paying close attention to the emergency medical expense limit, which is the benefit most families rely on most.

Step 3 - Pay and Receive Your Certificate Instantly

Complete payment securely online. Your policy document and certificate, including a Schengen compliant certificate if relevant, are emailed straight to your inbox.

Rated 4.5 out of 5 on eKomi from verified policyholders. Here is what real UAE based families have said about travelling with Allianz cover.