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Family travel insurance

Family Travel Insurance

Cover The Whole Family with Allianz

Two adults, unlimited children, one simple policy. Whether you travel once a year or several times, Allianz Family Travel Insurance keeps your whole family covered from the moment you leave the UAE. Starting from AED 140.

✅Up to $500,000 in emergency medical cover

✅Schengen visa compliant - instant certificate

✅Up to 10 travellers added to one family policy 

✅Voted #1 global insurance brand for 7 yrs

Add 3 or more travellers, and select ‘are you a family’ toggle to unlock family-friendly prices.

Traveler age 1

We cover travellers from 0 till 85 years-old

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#1 Globally

Ranked #1 Insurance brand worldwide - 7 years running

Fixed Family Rate

One family price, no matter how many children you add.

$500,000 Medical

The highest family medical cover available.

24/7 Support

Emergency helpline available every day, every hour.

Why Families Need Their Own Travel Insurance Plan

Travelling with children changes the risk profile of a trip completely. A child running a sudden fever in a foreign hospital, a missed connecting flight that strands the whole family overnight, or a lost suitcase containing a child's medication are all situations no parent wants to face without support. Family travel insurance exists because these scenarios are common, and because handling them with five separate individual policies is slower and more expensive than handling them with one.

Allianz Family Travel Insurance is designed for UAE resident families travelling abroad together for less than 90 days at a time. Instead of insuring each family member separately, you list everyone under one policy at the time of quoting. Every listed member receives the same level of coverage, whether that is the Standard or Premium plan.

Two situations every travelling family should plan for:

  • A child needs emergency medical treatment abroad. Emergency medical expenses are covered up to $250,000 on the Standard plan and $500,000 on the Premium plan, for every insured family member, child or adult.
  • The whole trip needs to be cancelled at short notice. If you, a travelling companion, or a close relative becomes seriously ill, is injured, or passes away before departure, trip cancellation cover of up to $3,000 on Standard or $5,000 on Premium can recover your non refundable costs.

Family Travel Insurance - Full Coverage Comparison

Both plans cover the full family listed on your policy. The Premium plan raises the limits on the benefits used most, including emergency medical expenses, trip cancellation, and baggage protection.

Who Can Be Added to a Family Travel Insurance Policy

Before you start a quote, it helps to know exactly who is eligible. A family policy from Allianz covers 2 adults plus an unlimited number of children under one policy, with a maximum of 10 travellers in total. Every traveller must be a UAE resident.

Families with Children

Travelling with children under 18 brings its own set of risks, from sudden fevers to lost favourite toys. One family policy covers all members under one policy under a fixed family rate. Protecting your whole family costs less than you would expect.

Multi-Generational Trips

Travelling with parents, in-laws, or extended relatives who fall within the adult age limit? Add up to 10 travellers under a single family policy, provided every adult is under 65 and every traveller is a UAE resident. Covering the family has never been easier.

Frequent Family Travellers

If your family takes three or more trips per year, a single trip family policy may cost more over time than an annual multi trip plan. Compare both options in the quote tool before you commit to either. The annual plan will offer flexibility to family trips.

Important: If a grandparent or relative on your trip is 66 or older, they cannot be added to your family policy. They will need their own Senior Travel Insurance plan, which covers individuals up to 85 years old. Link both quotes together before you travel so the whole travelling party is covered.

Children and Family Specific Benefits

How Children Are Covered Under a Family Travel Insurance Policy

Every child added to a family policy receives the same coverage as the adults on the policy, under a fixed family rate. There is no limit on the number of children you can add, which makes this plan particularly cost effective for larger families travelling together.

Family specific benefits included on every plan:

  • Return of dependents under 18 if a parent is hospitalised for more than 24 hours during the trip
  • Emergency family travel, which pays for a close relative to fly out and stay with a hospitalised family member
  • Emergency dental treatment for sudden pain, covered for every listed traveller including children
  • Baggage loss and baggage delay cover, useful when children's essentials such as medication or formula are in checked luggage

Remember that family members cannot be added once the policy is issued. Confirm every traveller, including any children, at the time of getting your quote so nobody is left uncovered.

Family Plan vs Other Allianz Travel Insurance Options

Not every travelling family fits neatly into one plan type. Here is how the family options compare against the Senior plan, for relatives who fall outside the family age rules.

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Feature
Family Single Trip
Family Annual Multi Trip
Senior Plan (Adults 66 to 85)
Adults covered under family policy 2 adults, under 65 each 2 adults, under 65 each Individually, no family bundling
Children covered Unlimited Unlimited Not applicable
Maximum travellers per policy 10 travellers 10 travellers 10 travellers
Trips covered One trip, up to 90 days Unlimited trips, 12 months, 90 days per trip One trip, up to 90 days
Best suited for One family trip a year Three or more family trips a year Parents or grandparents over 65
If your family travels once a year, the family single trip plan is usually the right fit. If you travel three or more times a year as a family, compare the cost against an annual multi trip family plan using the quote tool. If any adult on the trip is 65 or older, they will need a Senior Travel Insurance policy.

Why Choose Allianz Family Travel Insurance?

With more than 125 years of insurance experience and a presence in over 70 countries, Allianz brings serious depth to a product that families often only think about once a year. Here is what that means in practice for your family policy.

#1 Global Insurance Brand

Voted the number one global insurance brand for seven years in a row by Interbrand. Trusted by over 70 million travellers worldwide, including thousands of UAE families every year.

Schengen Visa Compliant

Planning a family holiday to Europe? Our family travel insurance meets the mandatory Schengen visa requirement of at least €30,000 in medical cover, with an official certificate issued instantly.

Fixed Family Rates

Add unlimited children to your family policy alongside two adults, all under a fixed family price. Perfect for large families - the more children you have, the more you save per head.

$500,000 in Medical Cover

Our Premium family plan provides $500,000 in emergency medical coverage per person, giving real protection for high cost medical destinations such as the United States or Switzerland.

One Policy, One Certificate

Stop juggling separate policies for each and every family member. One family travel insurance policy, one certificate, one payment, full coverage for everyone listed. Quick and easy to manage.

24/7 Emergency Support

Round-the-clock global assistance available every day of the year. If a child falls sick in Paris or a parent needs urgent care in Bangkok, our emergency team is always reachable at +971 4 270 8705.

How Much Does Family Travel Insurance Cost from UAE?

Allianz family travel insurance starts from AED 140 for the Schengen plan, AED 190 for Standard plan and AED 248 for the Premium plan. Your exact premium depends on a few factors:

  • Your destination, since worldwide cover costs differently to USA or Canada cover
  • The length of your trip, up to a maximum of 90 days
  • The number of travellers on the policy, including all children
  • Whether you choose the Schengen, Standard, or Premium plan

Use the quote calculator at the top of this page to see your exact family premium in under a minute. List every traveller before you buy, since members cannot be added once the policy is confirmed.

Calculate My Family Insurance Price

How to Buy Family Travel Insurance Online in 3 Steps:

Buying your Family insurance from Allianz takes less than 3 minutes. Here's how:

Step 1 - List Every Traveller

Enter your destination, travel dates, country of residence, and every single traveller including all children. When adding 3 or more members, Select 'Are you a Family' toggle to enable the family-friendly fixed rates. This is your only chance to add family members, since the policy cannot be edited after purchase.

Step 2 - Choose Your Plan

Compare the Standard and Premium plans side by side, paying close attention to the emergency medical expense limit, which is the benefit most families rely on most.

Step 3 - Pay and Receive Your Certificate Instantly

Complete payment securely online. Your policy document and certificate, including a Schengen compliant certificate if relevant, are emailed straight to your inbox.

Buy Family Insurance Now

What UAE Travellers Say About Our Family Insurance

Rated 4.5 out of 5 on eKomi from 70 verified reviews. Here is what real UAE based families have said about travelling with Allianz cover.

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Global Travel Insurance
4.5 / 5
Rating based on 64 reviews

Frequently Asked Questions

We're here to help! Below are answers to some of the most commonly asked questions about our Family travel insurance. If you need further assistance or have additional questions, please feel free to reach out to us at travel@nextcarehealth.com. Our team is ready to assist you.

General Information

Travelling abroad with your family can be a wonderful experience, but things can go wrong, from a sick child to a missed connection. Allianz family travel insurance lets you travel with peace of mind, knowing every listed family member is covered against the unexpected, under a single policy rather than several separate ones, making it quick and easier to manage.

Family travel insurance from Allianz starts from AED 140 for Schengen, AED 190 the Standard plan and AED 248 for the Premium plan. The exact cost depends on your destination, trip duration, and your choice of plan. Use the online quotation tool on this page to see your exact family premium in under a minute.

Family travel insurance bundles every eligible traveller, up to 2 adults and unlimited children, under one policy, one certificate, and one payment. Buying individual policies for each family member means separate paperwork, separate premiums, and no child discount. For most families travelling together, one family policy is simpler to manage and more cost effective than several individual ones.

Family travel insurance is designed for trips up to 90 days. The policy validity matches your stated travel dates, running from your departure date to your return date. If your trip is longer than 90 days, family travel insurance is not the right product, and you should contact Allianz directly to discuss alternatives.

Coverage & Benefits

Yes, medical coverage is a core part of every Allianz family travel insurance policy. The exact limit depends on the plan you choose, with $250,000 on Standard and $500,000 on Premium per insured person. Be sure to check the terms and conditions for the full limit of the plan you intend to purchase. This coverage addresses health related emergencies during your trip, including: • Emergency medical treatment, covering the cost of care if a family member falls ill or is injured • Medical evacuation, providing transport to the nearest adequate medical facility or back home if medically necessary Allianz family travel insurance is designed to give you comprehensive medical coverage for every listed family member, so your family's health is genuinely protected while abroad. All benefits are subjected to policy terms and conditions.

Yes. Family travel insurance includes cover if you need to cancel your trip before it begins because you, a travelling companion, someone you are due to stay with, or a relative becomes ill, is seriously injured, has an accident, or passes away. Cover is provided up to $3,000 on the Standard plan and $5,000 on the Premium plan. Specific conditions apply, so review the policy document for the full list of covered reasons.

Yes. Allianz family travel insurance meets the mandatory Schengen visa requirement of at least EUR 30,000 in emergency medical coverage. Once purchased, an official insurance certificate is emailed to you immediately and can be submitted with your Schengen visa application for every covered family member travelling to Europe.

Eligibility

Yes, within set limits. Allianz family travel insurance policies are limited to 10 travellers in total. Every traveller must be a UAE resident, and every adult included must be under 66 years old. Children have no limit on numbers and are covered at fixed family premium. You can check exactly who qualifies by running a free quotation before you commit to buying.

No, you cannot add family members once your policy has been issued. You must make sure every traveller, including all children, is included at the time you request your quote and complete your purchase. If a new family member needs cover after the fact, you would need to take out a separate policy for them.

Not under the family plan itself. Family travel insurance policies require every adult to be up to 65 years old. If a grandparent or older relative is travelling with you and is 66 or above, they will need a separate Senior Travel Insurance policy, which covers individuals up to 85 years old. Both policies can be purchased together so your whole travelling party is covered for the same trip.

Yes. Every traveller listed on a family travel insurance policy, whether adult or child, must be a UAE resident. This applies to the full travelling party. If a family member does not hold UAE residency, they cannot be included on this specific policy and would need to explore alternative cover suited to their residency.

Claims

To make a claim on your Allianz Family travel insurance:

  1. In case of a medical emergency, please contact our 24/7 emergency line immediately for medical emergencies: +971 4 270 8705, or alternatively send us an email on assistance@nextcarehealth.com
  2. For all other non-emergency reimbursement claims, you can file your claim through our online platform:   https://travelclaims.tatsh.cloud/
  3. Alternatively, you can also contact us via telephone on +971 4 270 8705, or send us an email on travel.claims@nextcarehealth.com.  We’re available from 8 AM to 8 PM, Monday to Friday.
  4. A dedicated claims assessor will review your case and contact you for any additional information. Approved claims are reimbursed per the policy terms.

File your claim as soon as possible after the incident - the sooner you submit, the faster the resolution.