Travel with peace of mind with your Allianz Travel Insurance. In a few clicks you can get a free quote and buy your travel insurance online.
We offer reliable, comprehensive travel insurance coverage. Our travel insurance products are designed to cater for your most critical travel needs, ensuring peace of mind throughout your visits abroad.
Explore the peace of mind that comes with our Hajj and Umrah Travel Insurance and safeguard your spiritual journey
Choosing Allianz for your Hajj and Umrah Travel Insurance means entrusting your journey to a provider that understands your unique needs while you are travelling. Here's why Allianz stands out:
24/7 emergency assistance: in case something happens while you are travelling to the kingdom of Saudi Arabia, Allianz Travel is reachable to help you and support you during your journey.
Comprehensive protection: We offer a wide range of covers, from medical emergencies to trip cancellations, tailored for the specific needs of Hajj and Umrah travellers.
Global and local expertise: Leveraging our global experience, we provide insurance solutions that are both comprehensive and culturally adapted to Hajj and Umrah pilgrims.
What does Hajj Umrah Travel Insurance cover?
Our Travel Insurance products include a variety of covers to ensure a worry-free pilgrimage:
Medical emergencies: Coverage for any medical emergencies that might occur during your Hajj or Umrah, including necessary treatments and hospital stays.
Trip cancellation and interruption: Protects against the financial impact of unforeseen trip cancellations or interruptions.
Baggage protection: Covers loss, damage, or theft of baggage, an essential for any traveller, especially during Hajj and Umrah.
Personal liability: Ensures coverage of any legal liabilities that might arise during your pilgrimage.
With Allianz Travel Insurance, embark on your journey with the assurance that you are comprehensively covered.
Eligibility criteria for Hajj and Umrah Travel Insurance
Allianz Travel insurance is designed to cater to a diverse range of pilgrims embarking on these sacred journeys. You can check your eligibility by doing a free quotation online - In a nutshell, the eligibility criteria for our travel insurance products include:
Your primary residence: you should be a resident of the United Arab Emirates - we cannot cover you if you live overseas
Your age: Allianz Travel insurance covers travellers between 0 and 85 years-old.
The duration of the journey: our travel insurance is limited to 90 days maximum.
Provides cover if you are taken into hospital or you need to come home early or extend your journey due to illness or accident.
$250,000
$500,000
Emergency Medical Evacuation / Repatriation
If deemed medically necessary we shall organise your evacuation to the nearest or most suitable medical facility to provide the required care for your health condition. In extreme circumstances this may require repatriation back to your home country.
Included Above
Included Above
Repatriation of Remains
If deemed medically necessary we shall organise your evacuation to the nearest or most suitable medical facility to provide the required care for your health condition. In extreme circumstances this may require repatriation back to your home country.
Included Above
Included Above
Return of Dependents
If you die or are told by the treating doctor you will be hospitalized for more than 24 hours during your trip, we will arrange and pay to transport your traveling companions who are under the age of 18
Included Above
Included Above
Emergency Family Travel / Visit of close relative
On medical advice we shall pay for a close relative to stay with you, or travel to you from your home country in case you are hospitalized.
Included Above
Included Above
Dental
In case of an emergency we shall cover you for dental treatment to relieve sudden pain.
$100
$300
Search and Rescue
In case you are reported missing or need to be rescued from a physical emergency while on your trip.
$1,000
$1,000
Trip Cancellation
Provides cover if you need to cancel before it begins because you, a travelling companion, someone you are going to stay with or a relative is ill, seriously injured, has had an accident or died.
$3,000
$5,000
Trip Curtailment
Provides cover if you need to cut your journey short because you, a travelling companion, someone you are going to stay with or a relative is ill, seriously injured, has had an accident or died.
$3,000
$5,000
Delayed Departure
Cover if your departure is delayed by more than 6 hours. Benefits apply after the first 12 hours delay and additional benefits apply after each extra delay of 12 hours. Your policy will specify the maximum payable. The circumstances covered are listed in the Policy Document. Alternatively, you may receive up to the amount specified in your policy, if you chose to abandon your journey or cancel your holiday after a 24 hour delay.
$200
$300
Baggage Loss
Cover for purchasing essential items if your personal possessions are delayed for more than 12 hours on your outward journey.
$1,000
$2,000
Valuable (including laptops)
Jewellery, watches, items made of or containing precious metals or semi/precious stones, furs, binoculars, telescopes, computer games, any kind of photographic, audio, video, computer, laptop, television, fax and phone equipment (including mobile phones), MP3 players, PDAs, electronic games, TVs and CDs, mini discs, DVDs, cartridges, video and audio tapes.
$400
$500
Baggage Delay
Provides cover if your personal possessions (this does not include valuables) are temporarily lost or stolen on your outward journey for more than 6 hours from when you arrived at your destination.
$200
$300
Personal Liability
Cover for costs that you are legally liable for due to any of the following that you cause during your journey Bodily injury of another person: loss or damage of other peoples property.
Everything you need to know about Hajj and Umrah Travel Insurance
What is Hajj Umrah travel insurance?
In a nutshell, Hajj Umrah Travel Insurance is a travel insurance covering your Haj or Umrah pilgrimage. As you will be travelling to Saudi Arabia, you can get travel insurance for the occasion which is a good way to secure your investment if something goes wrong while you're travelling. The level of protection varies from one product to the other, but Allianz Travel insurance products usually provide coverage for - we recommend you to check our terms and conditions to unerstand the nature of our product - :
Medical emergencies: It provides coverage for unexpected health issues, ensuring access to necessary medical treatment without the burden of high medical costs.
Trip cancellations: The policy covers financial losses due to unforeseen cancellations, such as illness or other emergencies, safeguarding your investment in the pilgrimage.
Baggage loss: Protection against the loss or damage of luggage, an essential aspect considering the importance of personal belongings and religious items on such trips.
The significance of Travel Insurance lies in its ability to offer peace of mind while you are travelling in Saudi Arabia. It ensures youcan focus on th significance of your journey without worrying about potential travel disruptions or financial losses due to unforeseen events.
Is insurance compulsory for Hajj?
While having insurance for Hajj is not mandatory, it is strongly advised for all pilgrims. Here are some key reasons why having insurance for Hajj is highly recommended:
Unexpected medical issues: The sheer number of people and the nature of the pilgrimage can lead to unforeseen health emergencies. Travel insurance ensures access to necessary medical care without worrying about the financial implications.
Trip cancellations: There are various reasons, from personal health to external factors, that might lead to the cancellation of your pilgrimage. travel insurance for Hajj and Umrah covers such eventualities, providing financial reimbursement for non-refundable expenses.
Other unforeseen events: This can range from baggage loss to travel delays, and having insurance means you're covered for these unexpected incidents.
Our coverage options are designed to protect pilgrims from a wide range of potential risks, ensuring that your pilgrimage is as worry-free as possible. With Allianz travel insurance, pilgrims can embark on their spiritual journey with the assurance that they are well-protected against unforeseen circumstances.
What is the insurance requirement for Hajj Umrah from UAE?
Understanding the insurance requirements is crucial for those embarking on the journeys of Hajj or Umrah from the UAE. While these requirements may vary, it is generally recommended to secure comprehensive travel insurance. This insurance should ideally encompass the following aspects:
Medical emergencies: Given the physically demanding nature of Hajj and Umrah, having insurance that covers medical emergencies is essential. It ensures access to medical care in case of health issues during the pilgrimage.
Trip interruptions: Pilgrimages can sometimes face unexpected interruptions or delays. Insurance covering such scenarios helps manage any associated inconveniences or financial losses.
Travel-related issues: This includes coverage for baggage loss, travel delays, and other common travel concerns that could impact your pilgrimage.
Allianz offers travel insurance policies designed to align with the requirements and challenges that travellers face. With Allianz travel insurance, pilgrims from the UAE can embark on their journey with the confidence that they are comprehensively covered for various potential travel-related issues. This ensures a more focused and fulfilling pilgrimage experience.
Does Hajj Umrah Travel Insurance cover health and medical?
Travel insurance typically encompasses comprehensive health and medical coverage for your trip. If you purchase travel insurance for your upcoming Hajj and Umrah pilgrimage, health coverage should be part of the covers. You should always check the Terms and Conditions of the travel insurance policy to understand what's covered and what's not covered. This aspect of the insurance is particularly crucial considering the unique demands and the large gatherings associated with these spiritual journeys. Here's how this coverage is essential:
Medical emergencies: Given the intense nature of Hajj and Umrah, pilgrims may face unexpected health issues. This coverage ensures access to necessary medical treatment without incurring significant medical expenses.
Emergency Health issues: The coverage extends to various health-related concerns that might arise, providing peace of mind to pilgrims or those who may require medical attention during their journey.
Access to care: In a medical emergency, having this insurance means immediate access to healthcare facilities, ensuring prompt and appropriate medical care.
Allianz travel insurance is designed to provide pilgrims with robust health and medical coverage while they are travelling. We understand the importance of having reliable and comprehensive medical protection during such a significant journey. Our policies ensure that pilgrims have access to the necessary medical care, allowing them to focus on their spiritual commitments with the assurance that their health and well-being are safeguarded.
Cost of Hajj Umrah insurance?
The cost of Hajj Umrah travel insurance can vary significantly depending on several key factors. Understanding these can help you select a policy that fits your budget and provides the necessary coverage for your pilgrimage. Here are the primary elements that influence the cost:
Coverage level: The extent of coverage you choose significantly determines the cost. Comprehensive plans covering many scenarios, including extensive medical emergencies and trip cancellations, may cost more.
Duration of the trip: The length of your stay during Hajj or Umrah will impact the insurance cost. Longer trips typically require higher premiums due to the extended coverage period.
Additional factors: Other factors like the age of the traveller or the inclusion of extra coverage options (like adventure sports) can also affect the price.
Allianz is known for offering competitively priced travel insurance options. Our policies are designed to provide valuable coverage at costs accessible to many pilgrims with different budgets and coverage needs. Whether you're looking for basic coverage or a more comprehensive plan, Allianz has options that balance affordability with the essential protections needed for a safe and fulfilling Hajj or Umrah experience.
What are the benefits of having Hajj Umrah insurance?
Having Hajj Umrah insurance offers numerous crucial benefits for a safe and fulfilling pilgrimage. These benefits provide financial protection and contribute to a more peaceful and focused spiritual experience. Key benefits include:
Financial protection against medical emergencies: This is one of the primary benefits of Hajj Umrah insurance. It covers the costs associated with unexpected medical emergencies, ensuring you receive the necessary care without high medical expenses.
Coverage for trip cancellations or interruptions: The insurance compensates for losses due to unforeseen trip cancellations or interruptions. This could be due to various reasons, including personal health issues or external factors affecting travel plans.
Peace of mind: Knowing you are covered for unexpected events lets you focus on your spiritual journey. This peace of mind is invaluable, enabling you to fully engage in the rites and rituals of Hajj or Umrah without worrying about potential travel issues.
Comprehensive coverage: Allianz travel insurance policies are designed to offer comprehensive coverage. This includes medical emergencies, trip cancellations, and other aspects like baggage loss, travel delays, and personal liability.
What should I look for in a Hajj Umrah travel insurance policy?
Selecting the right travel insurance for Hajj and Umrah requires careful consideration of several key aspects to ensure your pilgrimage is fully protected. Here are the essential elements to look for:
Comprehensive medical coverage: This is a critical component of any Hajj and Umrah travel insurance policy. Ensure the policy provides extensive coverage for medical emergencies, including hospitalisation and treatment costs.
Trip cancellation and interruption protection: Look for policies that offer protection against financial losses due to unexpected trip cancellations or interruptions. This coverage is vital for safeguarding your investment in the pilgrimage.
Baggage loss or delay coverage: Given the importance of personal belongings and religious items on your pilgrimage, choose a policy that covers baggage loss, theft, or delays.
Personal liability insurance: This provides coverage in case you are legally liable for causing injury or property damage during your pilgrimage.
Policy exclusions: It's important to review the policy for any exclusions to ensure you have the necessary coverage.
Policy duration: Verify that the insurance duration aligns with the entire length of your pilgrimage, providing continuous coverage from departure to return.
Allianz's travel insurance policies are meticulously designed to include these vital elements. With Allianz, you can confidently embark on your pilgrimage, knowing that you have a policy that covers all the essential aspects of your journey
How can I ensure my Hajj Umrah travel insurance is valid throughout my journey?
Ensuring the validity of your Hajj Umrah travel insurance throughout your pilgrimage involves a few key steps:
Advance purchase: Buy your Hajj Umrah insurance well ahead of your trip. Early purchase secures your coverage and protects against unforeseen events that might occur before your departure.
Accurate declaration: When purchasing your insurance, provide accurate and complete information, especially regardingyour identity and trip dates.
Appropriate policy duration: Select a policy that covers the entire duration of your pilgrimage. Ensure the insurance is active from the day you leave until your return, providing continuous coverage.
Understanding policy terms: Familiarise yourself with the terms and conditions of your insurance policy. Understanding what is covered and what is not, including any exclusions or limitations, is crucial to ensure your policy remains valid.
With Allianz, you can have confidence in the validity of your Hajj Umrah travel insurance. We design our insurance solutions to align seamlessly with your specific needs and durations, providing pilgrims with the assurance and peace of mind they need.
Travel Insurance
No comment