Explore the peace of mind that comes with our Hajj & Umrah Travel Insurance - enjoy reliable protection while travelling to Saudi Arabia

Why Allianz Hajj & Umrah Travel Insurance?

Choosing Allianz for your Hajj or Umrah Travel Insurance means relying on a global insurer that understands the unique needs of pilgrims travelling to Saudi Arabia, with dependable protection throughout your journey.

24/7 Emergency Assistance: If something happens while you are travelling to Saudi Arabia, Allianz Travel is available around the clock to support you throughout your journey.
Comprehensive Protection: A wide range of covers, from medical emergencies to trip cancellations, designed to support Hajj pilgrims and others travelling to Saudi Arabia.
Global Expertise You Can Trust: Allianz is recognised as the #1 global insurance brand for the 7th year in a row (Interbrand Best Global Brands 2025), offering internationally trusted protection backed by decades of experience.

What does Hajj & Umrah Travel Insurance cover?

Our Travel Insurance products include a variety of covers designed to ensure a worry-free journey while travelling to Saudi Arabia:

Medical Emergencies: Coverage for medical emergencies that may occur during your Hajj or Umrah while travelling to Saudi Arabia, including necessary treatment and hospital stays.
Trip Cancellation and Interruption: Protection against the financial impact of unforeseen trip cancellations or interruptions.
Baggage Protection: Covers loss, damage, or theft of baggage, providing reassurance during busy travel periods.
Personal Liability: Coverage for legal liabilities that may arise during your journey.

With Allianz Travel Insurance, you can embark on your journey with the assurance that you are comprehensively protected by a trusted global insurer.

Eligibility criteria for Hajj & Umrah Travel Insurance

Allianz Travel insurance is designed to support Hajj pilgrims and travellers visiting Saudi Arabia. You can check your eligibility and get a quote online in just a few steps:

Country of Residence: You must be a resident of the United Arab Emirates. Coverage is not available if you live overseas.
Age: Allianz Travel insurance covers travellers up to 85 years old.
Trip Duration: Coverage is available for journeys up to 90 days.

This insurace is suitable for Hajj travel as well as other eligible trips to Saudi Arabia, ensuring you are protected throughout your journey.

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4.5 / 5

The purchase experience was straightforward and smooth. However, I have not made any claims yet, so I am unable to comment on how the actual claim handling and support experience will be.

Hajj/Umrah Travel Insurance for UAE residents

	Travel Standard Standard Single-Trip travel insurance From 76 AED Get A Quote	Travel Premium Premium Single-Trip travel insurance From 99 AED Get A quote

Benefits

Emergency Medical Expenses Provides cover if you are taken into hospital or you need to come home early or extend your journey due to illness or accident.	$250,000	$500,000

Emergency Medical Evacuation / Repatriation If deemed medically necessary we shall organise your evacuation to the nearest or most suitable medical facility to provide the required care for your health condition. In extreme circumstances this may require repatriation back to your home country.	Included Above	Included Above

Repatriation of Remains If deemed medically necessary we shall organise your evacuation to the nearest or most suitable medical facility to provide the required care for your health condition. In extreme circumstances this may require repatriation back to your home country.	Included Above	Included Above

Return of Dependents If you die or are told by the treating doctor you will be hospitalized for more than 24 hours during your trip, we will arrange and pay to transport your traveling companions who are under the age of 18	Included Above	Included Above

Emergency Family Travel / Visit of close relative On medical advice we shall pay for a close relative to stay with you, or travel to you from your home country in case you are hospitalized.	Included Above	Included Above

Dental In case of an emergency we shall cover you for dental treatment to relieve sudden pain.	$100	$300

Search and Rescue In case you are reported missing or need to be rescued from a physical emergency while on your trip.	$1,000	$1,000

Trip Cancellation Provides cover if you need to cancel before it begins because you, a travelling companion, someone you are going to stay with or a relative is ill, seriously injured, has had an accident or died.	$3,000	$5,000

Trip Curtailment Provides cover if you need to cut your journey short because you, a travelling companion, someone you are going to stay with or a relative is ill, seriously injured, has had an accident or died.	$3,000	$5,000

Delayed Departure Cover if your departure is delayed by more than 6 hours. Benefits apply after the first 12 hours delay and additional benefits apply after each extra delay of 12 hours. Your policy will specify the maximum payable. The circumstances covered are listed in the Policy Document. Alternatively, you may receive up to the amount specified in your policy, if you chose to abandon your journey or cancel your holiday after a 24 hour delay.	$200	$300

Baggage Loss Cover for purchasing essential items if your personal possessions are delayed for more than 12 hours on your outward journey.	$1,000	$2,000

Valuable (including laptops) Jewellery, watches, items made of or containing precious metals or semi/precious stones, furs, binoculars, telescopes, computer games, any kind of photographic, audio, video, computer, laptop, television, fax and phone equipment (including mobile phones), MP3 players, PDAs, electronic games, TVs and CDs, mini discs, DVDs, cartridges, video and audio tapes.	$400	$500

Baggage Delay Provides cover if your personal possessions (this does not include valuables) are temporarily lost or stolen on your outward journey for more than 6 hours from when you arrived at your destination.	$200	$300

Personal Liability Cover for costs that you are legally liable for due to any of the following that you cause during your journey Bodily injury of another person: loss or damage of other peoples property.	$250,000	$500,000

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All Your Questions on Hajj & Umrah Travel Insurance Answered:

Is Insurance Compulsory for Hajj?

While insurance for Hajj is not mandatory, it is highly recommended for all pilgrims. Here’s why Allianz Travel Insurance is essential for a safe and secure pilgrimage:

Protection Against Medical Emergencies: The Hajj pilgrimage involves large crowds and physically demanding activities, which can lead to unexpected health issues. With Allianz Travel Insurance, you have access to necessary medical care without the burden of financial stress.
Coverage for Trip Cancellations: Whether due to personal health issues or external factors, trip cancellations can occur. Our Hajj and Umrah travel insurance provides financial reimbursement for non-refundable expenses, ensuring you don’t lose your investment.
Safeguard Against Unforeseen Events: From baggage loss to travel delays, unexpected incidents can disrupt your journey. Allianz Travel Insurance covers these events, offering peace of mind and financial protection.

Our comprehensive coverage options are tailored to protect pilgrims from a wide range of potential risks, making your spiritual journey worry-free. Choose Allianz Travel Insurance to ensure you are well-protected against unforeseen circumstances during your pilgrimage.

Does Hajj Umrah Travel Insurance cover health & medical?

Does Hajj Umrah Travel Insurance cover health and medical?

Yes, Allianz Hajj and Umrah Travel Insurance provides comprehensive medical and health coverage for emergencies that may occur while traveling in Saudi Arabia. Here’s how this coverage benefits pilgrims:

Comprehensive Medical Protection: Allianz insurance helps manage the cost of unexpected medical treatment and hospital care during your journey, ensuring you receive necessary medical attention without financial strain.
Coverage Limits and Benefits: Coverage limits and benefits vary by plan, so it's important for travelers to review policy details to select the level of coverage that best suits their needs. Allianz offers a range of options to ensure you find the right fit for your pilgrimage.

Choose Allianz Travel Insurance for reliable health and medical coverage, providing peace of mind and financial security during your Hajj or Umrah journey.

What is the cost of Hajj Umrah insurance?

What is the Cost of Hajj Umrah Insurance?

The cost of Hajj and Umrah Travel Insurance is influenced by several key factors, ensuring you can select a policy that fits your budget while providing the necessary coverage for your pilgrimage. Here’s what you need to consider:

Coverage Level: The extent of coverage you choose significantly impacts the cost. Comprehensive plans that cover a wide range of scenarios, including extensive medical emergencies and trip cancellations, may have higher premiums.
Duration of the Trip: The length of your stay during Hajj or Umrah affects the insurance cost. Longer trips typically require higher premiums due to the extended coverage period.
Additional Factors: Other elements, such as the age of the traveler and the inclusion of extra coverage options (like adventure sports), can also influence the price.

Whether you seek basic coverage or a more comprehensive plan, Allianz offers options that balance affordability with essential protections for a safe and fulfilling Hajj or Umrah experience.

What are the benefits of having Hajj Umrah insurance?

What are the benefits of having Hajj Umrah travel insurance?

Hajj and Umrah insurance offers numerous crucial benefits that ensure a safe and fulfilling pilgrimage. These benefits not only provide financial protection but also contribute to a more peaceful and focused spiritual experience. Here are the key advantages:

Financial Protection Against Medical Emergencies: One of the primary benefits of Hajj and Umrah insurance is coverage for unexpected medical emergencies. This ensures you receive necessary medical care without incurring high expenses, allowing you to focus on your pilgrimage.
Coverage for Trip Cancellations or Interruptions: Insurance compensates for losses due to unforeseen trip cancellations or interruptions, whether caused by personal health issues or external factors affecting travel plans. This coverage helps safeguard your investment in the pilgrimage.
Peace of Mind: Knowing you are covered for unexpected events allows you to concentrate on your spiritual journey. This peace of mind is invaluable, enabling you to fully engage in the rites and rituals of Hajj or Umrah without worrying about potential travel issues.
Comprehensive Coverage: Allianz travel insurance policies are designed to offer comprehensive coverage, including medical emergencies, trip cancellations, baggage loss, travel delays, and personal liability. This ensures you are protected against a wide range of potential risks.

Choose Allianz Travel Insurance for dependable protection that enhances your pilgrimage experience, providing both financial security and peace of mind.

How can I ensure my Hajj Umrah travel insurance is valid throughout my journey?

To ensure your Hajj and Umrah Travel Insurance remains valid for the entire duration of your journey, follow these essential steps:

Purchase Your Policy Before Departure: Ensure your coverage is active from the moment you leave by purchasing your policy before you travel.
Verify Travel Details: Make sure your travel details are accurate at the time of purchase, including your destination, travel dates, and personal information. Accurate information is crucial for maintaining valid coverage.
Select a Comprehensive Policy: Choose a policy that covers your entire stay in Saudi Arabia, including any additional days before or after your Hajj or Umrah travel. This ensures continuous protection throughout your journey.
Review Policy Terms: Familiarise yourself with the policy terms to understand what is covered and any exclusions that may apply. This knowledge helps you make informed decisions and ensures you are adequately protected.

Allianz Travel Insurance is designed to support Hajj and Umrah pilgrims traveling to Saudi Arabia, providing reliable protection when eligibility criteria are met. By following these steps, you can embark on your spiritual journey with confidence and peace of mind.

Is Hajj Travel Insurance available to Senior Travellers?

Is Hajj Travel Insurance available to Seniors?

Yes, Allianz Hajj and Umrah Travel Insurance is designed to accommodate travelers up to 85 years of age, subject to eligibility criteria. This makes it an ideal choice for senior travelers seeking reliable medical and travel protection during their pilgrimage.

Comprehensive Coverage for Seniors: Allianz provides tailored coverage options that address the unique needs of senior travelers, ensuring they receive essential medical care and support throughout their journey.

Peace of Mind: With Allianz Travel Insurance, senior pilgrims can embark on their spiritual journey with confidence, knowing they are protected against unforeseen events and medical emergencies.

For more information about Senior Travel Insurance and how it can benefit you during Hajj or Umrah, please explore our detailed offerings.