#1 Globally
Ranked #1 Insurance brand worldwide - 7 years running
Endorsement
Allianz is endorsed by Indian Consulate & Australian Govt
$150,000 Medical
Up to $150,000 in Emergency Medical cover for every visitor
From AED 50
Instant online purchase, buy before you land.
Is Travel Insurance Mandatory When Visiting the UAE
This is the question most visitors ask before booking, and the honest answer has two parts depending on where you are travelling from:
If your country requires a visa to enter the UAE:
Proof of travel insurance is required as part of the visa application process. The insurance must cover emergency medical expenses for the duration of your stay. Allianz Inbound Travel Insurance is accepted for this purpose and an official coverage document is issued immediately upon purchase.
If your country is eligible for visa on arrival or visa free entry:
You are not legally required to purchase travel insurance before entering the UAE. However, the Indian Consulate and the Australian Government both strongly advise their nationals to purchase travel insurance before visiting, specifically because medical treatment in UAE hospitals can result in significant out-of-pocket costs without cover. Whether or not it is a legal requirement for you, buying inbound travel insurance before you arrive is straightforward protection against real financial risk.
The short answer: if you need a visa to enter the UAE, travel insurance is required for the application. If you do not need a visa, it is strongly advisable regardless due to high medical costs. Either way, it must be purchased before your trip begins.
What Does Inbound to UAE Travel Insurance Cover?
Allianz Inbound Travel Insurance to the UAE is a single plan focused on medical protection. Unlike outbound travel insurance plans which include trip cancellation and baggage, this plan is built specifically around Emergency Medical cover and the specific risks of international visitors to the UAE. Here is every benefit included:
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Benefit
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Inbound to UAE (From AED 50)
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|---|---|
| Emergency Medical and Associated Expenses | $150,000 |
| Emergency Medical Evacuation and Repatriation | Included |
| Repatriation of Remains | Included |
| Return of Dependents | Included |
| Emergency Family Travel and Visit of Close Relative | Included |
| Search and Rescue | $1,000 |
Who Should Buy Inbound Travel Insurance to the UAE?
This plan is available to travellers from any country in the world visiting the UAE. You do not need to be a UAE resident to buy it, and there is no nationality restriction. Anyone planning a visit to Dubai, Abu Dhabi, Sharjah, or any other emirate can purchase this cover before their trip begins.
Tourists and Holiday Visitors
Visiting Dubai for leisure, sightseeing, or a short break? This plan covers your medical emergencies, COVID-19 related costs, and evacuation from the moment your trip begins, for visits up to 3 months.
Family Members Visiting UAE Residents
Relatives flying in from abroad to visit family living in the UAE need their own Inbound travel insurance. UAE health facilities are world-class but expensive without cover.
Visitors from India and Australia
Both the Indian Consulate & the Australian Government strongly advise their residents visiting the UAE to purchase travel insurance. Allianz Inbound cover is accepted and used by visitors from both countries.
This cover is for visitors coming INTO the UAE. If you are a UAE resident planning to travel abroad, you need one of our outbound products instead, such as Single Trip Global Travel Insurance or Annual Multi-Trip Travel Insurance.
The Pre-Arrival Rule:
One Rule Every Visitor Must Know: Buy Before You Arrive
Allianz Inbound Travel Insurance must be purchased before your trip to the UAE begins. This is not a minor detail, it is the single most important condition of the entire policy. Any travel insurance policy purchased after your trip has already started will not be eligible for claims.
This rule also applies to multi-entry visa holders:
If you hold a UAE multi-entry visa and are planning two or more separate visits to the UAE, you need a separate inbound travel insurance policy for each individual trip. The insurance is linked to your trip, not to your visa. Each new entry into the UAE counts as a new trip and requires its own policy purchased before that specific visit begins.
Buy your inbound travel insurance at the same time you book your flight to the UAE. This guarantees you are covered from arrival, and removes any risk of arriving without valid cover.
Why Choose Allianz Inbound to UAE Travel Insurance?
With more than 125 years of global insurance expertise and operations in 70+ countries, Allianz Travel is the world's most trusted travel insurance brand. Here is why UAE-based frequent travellers choose us:
#1 Global Insurance Brand
Rated the world's #1 insurance brand for seven years in a row by Interbrand, trusted by over 70 million travellers including thousands visiting the UAE every year.
Covid-19 Coverage
If you test positive for COVID-19 during your trip, cover all your Covid-19 related expenses, a benefit built specifically for inbound UAE travellers.
$150,000 Medical Cover
Medical treatment in UAE hospitals can be costly for uninsured visitors. Up to $150,000 in medical coverage means a hospitalisation does not become a financial crisis.
Officially Endorsed
Both governments advise their nationals to purchase travel insurance before visiting the UAE. Allianz Inbound is built to meet exactly this kind of official recommendation.
24/7 Emergency Support
Round-the-clock global assistance available every day of the year. In an emergency inside the UAE, our team is always reachable at +971 4 270 8705.
From AED 50
Buy online in a few clicks before you board. Your policy is active from the start date you enter, with no waiting period. Coverage documentation is emailed immediately.
How Much Does Inbound Travel Insurance to UAE Cost?
Allianz Inbound Travel Insurance starts from AED 50 for a visit to the UAE. Your exact premium depends on the length of your trip, up to a maximum of 3 months. There is a single plan with one level of cover, so there is no plan comparison needed. Simply enter your trip start and end dates to get an instant quote.
How to Buy Inbound Insurance Online - 3 Simple Steps:
Buying your Inbound to UAE insurance from Allianz takes less than 3 minutes. Here's how:
Step 1 - Enter Your Trip Details
Enter your trip start and end dates, your country of residence, and the number of travellers. Make sure your start date is in the future. If you have already started your trip, the policy cannot be purchased.
Step 2 - Confirm Your Cover
Review the full list of benefits included in the Inbound plan, including the $150,000 medical cover and benefits. There is a single plan, so no comparison is needed.
Step 3 - Pay and Receive Your Certificate Instantly
Complete your secure online payment. Your policy document and proof of coverage are emailed to you immediately. You are covered from the start date you entered.
What UAE Travellers Say About Our Annnual Insurance
Don't just take our word for it. With a 4.5/5 eKomi rating from verified policyholders, Inbound to UAE Travel Insurance is the policy frequent travellers keep buying for all their UAE planned trips.
Frequently Asked Questions
We're here to help! Below are answers to some of the most commonly asked questions about our Inbound to UAE travel insurance. If you need further assistance or have additional questions, please feel free to reach out to us at travel@nextcarehealth.com. Our team is ready to assist you.
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General Information
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Coverage & Benefits
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Claims & Exclusions
Travel insurance for Dubai is strongly recommended by multiple official sources, including the Indian Consulate and the Australian Government, who both advise their nationals to purchase cover before visiting the UAE. For visitors who require a visa to enter the UAE, proof of medical insurance is required as part of the visa application. For visitors eligible for visa on arrival or visa free entry, travel insurance is not legally required but is strongly advisable given the potential costs of medical treatment in the UAE without cover.
No. A Dubai tourist visa does not include travel insurance. They are two separate products. You must purchase travel insurance independently, before you arrive in the UAE. Allianz Inbound Travel Insurance can be bought online in just a few minutes and provides up to $150,000 in emergency medical cover for your visit.
Whether travel insurance is mandatory to enter the UAE depends on your nationality and visa type. Visitors who need a visa to enter the UAE are required to show proof of medical insurance as part of the visa application process. Visitors eligible for visa on arrival or visa-free entry are not required to have travel insurance, although it is strongly recommended by multiple governments. Regardless of your visa status, Allianz Inbound Travel Insurance must be purchased before your trip to the UAE begins.
No. Your UAE visa does not include any form of travel or medical insurance. Travel insurance is tied to your trip, not your visa. If you hold a multi-entry UAE visa and are planning multiple visits, you need a separate inbound travel insurance policy for each individual trip. Purchase your cover for each visit before that specific trip begins.
Your Allianz Inbound Travel Insurance policy is valid for the trip dates you enter at the time of purchase. The maximum trip duration covered is 90 days. Your policy starts on the date you specify as your trip start date and ends on the return date you enter. You cannot extend the policy while you are already in the UAE.
No. Your Allianz Inbound Travel Insurance becomes active immediately from the start date you enter when purchasing. There is no waiting period. The policy must, however, be purchased before that start date. If you attempt to purchase travel insurance after your trip to the UAE has already begun, your policy will not be eligible for claims.
No, the Inbound to UAE plan is specifically tailored for visitors to the UAE and differs from standard outbound travel insurance in several important ways. It covers:
- Emergency medical and associated expenses up to $150,000
- Medical evacuation and repatriation
- Travel assistance
- COVID-19
- Repatriation of remains
- Return of dependents
- Emergency visit of close relatives
- Search & Rescue
Benefits common to outbound travel insurance plans such as trip cancellation, baggage loss, baggage delay, and personal liability are not included in this plan.
For full information of what Inbound Travel insurance covers, please refer to the policy wording.
Yes. We offer sports cover as an add-on, which you can easily add to your standard Inbound UAE Insurance plan. Starting from AED 62, simply select "Yes" to "Do you want sports cover?" on the quote bar when purchasing your policy. The UAE offers many popular adventure activities including dune bashing, skydiving, jet skiing, and water sports. If you plan to participate in such activities, we strongly recommend adding the sports cover add-on to ensure you are protected. Please make sure to read the policy wording, and for a full list of covered sports, read here. If you have a specific question about a particular activity, contact our team before you participate. Phone: +971 4 270 8705.
No. Pre-existing medical conditions are not covered under Allianz Inbound Travel Insurance. If you make a medical claim and it is related to a condition you had before your trip began, the claim will not be eligible. If you have a specific medical condition and want clarification on how it would affect your coverage, contact our customer care team before purchasing. Phone: +971 4 270 8705. Email: travel@nextcarehealth.com. All benefits are subjected to policy terms and conditions.
You can file a claim through three channels:
- Online claim portal: travelclaims.tatsh.cloud is the fastest way to open a claim
- Phone: +971 4 270 8705, available 8am to 8pm GST, Monday to Friday
- Email: travel.claims@nextcarehealth.com
Gather all relevant documentation before you submit, including medical reports, receipts, and any official documentation related to your claim. The sooner you submit after the incident, the faster the resolution.
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