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Senior Travel Insurance

Comprehensive Cover For Up to 85

Age is just a number, and it should not stop you from seeing the world. Allianz Senior Travel Insurance covers individual travellers right up to 85 years old, with the same comprehensive protection as every other Allianz travel plan. Starting from AED 140.

✅Up to $500,000 in emergency medical cover

✅Schengen visa compliant - Instant certificate

✅Covers trip cancellation, baggage loss, and delayed departure

✅Worldwide coverage, valid wherever your trip takes you

✅Voted #1 global insurance brand for 7 yrs

Traveler age 1

We cover travellers from 0 to 85 years-old.

Traveler age 1

We cover travellers from 0 till 85 years-old

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#1 Globally

Ranked #1 Insurance brand worldwide - 7 years running

Covered Up to 85

Few providers insure travellers this age, Allianz does.

$500,000 Medical

The highest senior medical cover available

24/7 Support

Emergency helpline available every hour, worldwide.

Age Should Not Limit Your Travel Plans

Many travel insurance providers quietly stop offering cover somewhere between 65 and 75, often without making that limit obvious until a quote is rejected. Allianz takes a different approach. Senior Travel Insurance covers individual travellers right up to 85 years old, with the same worldwide coverage and the same emergency medical protection offered to every other age group.

Whether you are visiting children who have settled abroad, taking a long planned trip into retirement, or joining a Schengen tour across Europe, this plan is built specifically for travellers in this age group, rather than treating senior cover as an afterthought of a younger person's policy.

Two realities that shape why this plan exists:

  • Medical recovery can take longer with age, and treatment abroad without cover can become extremely costly, which is why emergency medical expenses are covered up to $250,000 on Standard and $500,000 on Premium plans.
  • Trip cancellation risk is statistically higher in this age group, often due to a sudden health issue affecting the traveller or a close relative, which is why trip cancellation cover of up to $5,000 on Premium is built into the plan.

Senior Travel Insurance - Standard vs Premium Coverage Comparison

Both plans provide full protection for the individual senior traveller. The Premium plan raises the limits on the benefits senior travellers rely on most, particularly emergency medical expenses and trip cancellation.

Who Should Buy Senior Travel Insurance?

This plan covers individual UAE resident travellers from 66 to 85 years old. It is purchased per traveller rather than bundled as a family policy, which means each senior traveller on a trip needs their own policy, even if younger family members are travelling on a separate family plan for the same trip.

Frequent Travellers Aged 66 to 85

Still planning regular trips abroad? Allianz covers individual travellers right up to 85 years old, with the same worldwide coverage and Schengen compliant certificate as every other Allianz travel insurance plan.

Parents & Grandparents Joining a Family Trip

If a parent or grandparent travelling with your family is 66 or older, they cannot be added to a family policy. A separate Senior Travel Insurance plan covers them individually for the same trip dates.

UAE Residents Visiting Family Abroad

Many senior travellers from the UAE are visiting their children or close relatives overseas. This plan is built for exactly that kind of trip, covering you for up to 90 days at a time.

Important: if you are travelling as part of a family group and any adult is under 65, the rest of the family may be eligible for a Family Travel Insurance policy instead, which can be more cost effective for that portion of the group. Senior travellers aged 66 and above always need this individual Senior plan.

What Makes Senior Travel Insurance Different?

Senior Travel Insurance follows the same core structure as every other Allianz travel plan, but two details are specific to this age group and worth knowing before you buy.

Specific rules for senior travellers:

  • The optional Sport cover add on for hazardous activities is not available to travellers above 65 years old. If adventure activities are part of your trip, this is worth checking before you assume the add-on will be available at checkout.
  • Pre existing medical conditions are not automatically covered, and this becomes more relevant with age simply because more travellers in this group are managing an ongoing condition. Review the health declaration section carefully when getting your quote, and contact the Allianz team directly if you are unsure how a specific condition is treated.
  • Most other benefits, including emergency medical expenses, trip cancellation, and baggage protection, apply in full regardless of age within the 66 to 85 years range.

Senior Plan vs Family Plan vs Single Trip Plan

If you are travelling with a mixed age group, here is how the three plans fit together, so the right people end up on the right policy.

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Feature
Senior Plan (66 to 85)
Family Plan (Adults under 65)
Single Trip Plan (under 65)
Who it is for Individual travellers aged 66 to 85 2 adults under 65 plus unlimited children Any UAE resident traveller under 65
Starting price From AED 140 From AED 140 From AED 76
Medical cover, Standard $250,000 $250,000 $250,000
Medical cover, Premium $500,000 $500,000 $500,000
Hazardous activities add on Not available Available Available
Trip duration Up to 90 days Up to 90 days Up to 90 days

A common scenario is a grandparent travelling with their child and grandchildren. In that case, the grandparent above 65 takes a Senior plan, while the rest of the family takes a Family plan, both for the same trip dates, so everyone is covered correctly.

Why Senior Travellers Across the UAE Choose Allianz

With more than 125 years of insurance experience and a presence in over 70 countries, Allianz brings real depth to a product segment that many providers treat as an afterthought. Here is what that means in practice for your senior travel policy.

#1 Global Insurance Brand

Voted the world's #1 insurance brand for 7 years in a row by Interbrand, and trusted by over 70 million travellers, including thousands of senior travellers from the UAE.

Worldwide Coverage

Our senior travel insurance policy covers you wherever you are travelling, whether that is visiting children in Europe, a warm winter escape in Asia, or a Schengen trip across multiple countries.

Coverage Up to 85 Years

Many insurance providers stop offering cover well before this age. Allianz insures travellers up to 85 years old, so age alone does not have to limit your travel plans.

Schengen Visa Compliant 

Planning a Schengen trip? Our senior plan meets the mandatory EUR 30,000 minimum medical requirement, with an official embassy-approved certificate issued instantly by email.

24/7 Emergency Support

Round-the-clock global assistance available every day of the year. Wherever in the world you are, our team is always reachable at +971 4 270 8705.

$500,000 in Medical Cover

Our Premium senior plan provides $500,000 in emergency medical coverage, built for situations where age can mean a longer recovery time or more complex treatment abroad.

How Much Does Senior Travel Insurance Cost from UAE?

Allianz senior travel insurance starts from AED 140 for the Standard plan and AED 248 for the Premium plan. This is higher than our other travel insurance products, and that is worth explaining honestly rather than glossing over. Age related medical risk genuinely increases the likelihood and cost of a claim, and the premium reflects that real underwriting cost, not an arbitrary markup.

Your exact premium depends on a few factors.

  • Your exact age at the time of travel, since premiums increase gradually within the 65 to 85 range
  • Your destination, since worldwide cover is priced differently to regional cover to Schengen countries
  • The length of your trip, up to a maximum of 90 days
  • Whether you choose the Standard or Premium plan

Use the quote calculator at the top of this page to see your exact premium in under a minute. There is no obligation to buy once you have seen your price.

Calculate My Senior Insurance Price

How to Buy Senior Travel Insurance Online - 3 Simple Steps:

Buying your Annual Multi-Trip visa insurance from Allianz takes less than 3 minutes. Here's how:

Step 1 - Enter Your Details

Enter your destination, travel dates, country of residence, and your exact age. Sports cover add-on is not available to seniors.

Step 2 - Choose Your Plan

Compare our Standard and Premium annual multi-trip plans. Review coverage limits for medical expenses, trip cancellation, baggage, and personal liability. Select the plan that fits your travel style.

Step 3 - Pay and Receive Your Certificate Instantly

Complete your secure online payment. Your policy document and certificate, including a Schengen compliant certificate if relevant, are emailed to your inbox immediately.

Buy Senior Travel Insurance Now

What UAE Travellers Say About Our Senior Insurance

Rated 4.5 out of 5 on eKomi based on 3,576 verified reviews. Here is what senior travellers from across the UAE have said about their experience:

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Global Travel Insurance
4.5 / 5
Rating based on 64 reviews

Frequently Asked Questions

We're here to help! Below are answers to some of the most commonly asked questions about our Senior travel insurance. If you need further assistance or have additional questions, please feel free to reach out to us at travel@nextcarehealth.com. Our team is ready to assist you.

Eligibility & Requirements

No. Allianz Senior Travel Insurance, like every Allianz travel insurance product, covers round trips only. A single trip means a journey with a clear start date and end date. A one way trip, where the traveller departs with no return date, cannot be insured because the duration of stay would be unlimited, and travel insurance is limited in terms of duration. At Allianz we only cover trips up to 90 days. If you are relocating abroad with no defined return date, travel insurance is not the right product, and you should look into a different type of cover.

Yes, but it is a generous one compared to most providers. Allianz covers travellers from 30 days old up to 85 years old under this plan. There is no separate upper tier beyond 85, so once a traveller is within this range, age within the band does not affect eligibility, although it can affect the premium.

No. Senior Travel Insurance is an individual policy for travellers aged 66 to 85, purchased per person. Family Travel Insurance covers 2 adults under 65 plus unlimited children under one bundled policy. A senior traveller aged 65 or above cannot be added to a family policy. If your travelling group includes both a senior relative and a younger family, you will typically need one Senior policy for the older traveller and one Family policy for the rest of the group, both for the same trip dates.

Pre-existing medical conditions are generally excluded from senior travel insurance coverage, and this becomes more relevant with age since more travellers in this group are managing an ongoing condition. Contact the Allianz team directly if you are unsure how your specific condition would be treated before you buy.

Coverage & Benefits

Senior Travel Insurance is designed to offer comprehensive protection for senior travellers up to 85. This type of insurance typically covers:

  • Worldwide medical emergencies, covering the cost of medical treatment if you fall ill or are injured while travelling
  • Trip interruptions and delays, with compensation for additional expenses due to delayed or interrupted travel
  • Baggage and personal belongings, with protection against loss, theft, or damage to luggage and personal items
  • Personal liability, with financial protection in case you are held liable for causing injury to someone or damaging property

Allianz's Senior Travel Insurance extends coverage to meet the challenges of international travel, so you can confidently explore the world. All benefits are subjected to policy terms and conditions.

Yes. Senior Travel Insurance typically includes coverage for trip cancellations. This policy aspect is crucial for providing financial protection against the loss of non refundable travel expenses due to unforeseen events such as illness, emergency, or other unforeseen circumstances. However, it is important to highlight that this benefit has very specific conditions, and Allianz will only reimburse the trip if the conditions are requested. Review the relevant benefit section in your policy document carefully before you travel.

Yes, medical coverage is a fundamental component of Senior Travel Insurance. The limit for this benefit varies from one plan to another, with $250,000 on Standard and $500,000 on Premium per insured person. Please be sure to check the terms and conditions to see the limit of the plan you want to purchase. However, this benefit is only for emergencies and pre existing conditions are excluded. Please read our Terms and Conditions to see which conditions apply. This coverage is vital for addressing health related emergencies that might arise during your travels, including:

  • Emergency medical treatment, covering the cost of medical care if you fall ill or get injured
  • Medical evacuation, which provides medically necessary evacuation to the nearest adequate medical facility or back home

Allianz senior travel insurance ensures that you have comprehensive medical coverage, so you can travel with the assurance that your health is protected.

No, coverage for adventure activities under Senior Trip Insurance is not covered. One important restriction to note is that the optional Sport cover add on is not available to travellers above 65 years old, regardless of the activity itself. Please read carefully our terms and conditions to see which activities are covered.

Many Senior Travel Insurance plans now cover COVID 19 related incidents. Allianz ensures that travellers are protected against COVID 19 related issues, with general health protection covered, including:

  • Medical expenses if you contract COVID 19 during your trip
  • Quarantine costs, with cover available if additional expenses are incurred due to a required quarantine
Pricing & Duration

Senior travel insurance from Allianz starts from AED 140 for the Standard plan and AED 248 for the Premium plan. This is higher than other Allianz travel products, reflecting the genuinely higher medical risk associated with older age groups. Your exact premium depends on your exact age, destination, trip length, and chosen plan. Use the online quotation tool on this page for an exact price.

Senior Trip Insurance validity typically aligns with your trip length. It is designed to provide continuous coverage from when you start your journey until you return. However, travel insurance cannot be unlimited, the maximum duration is 90 days. If your trip is above 90 days, you are not eligible for travel insurance under this plan.

Claims

To make a claim on your Allianz annual travel insurance:

  1. In case of a medical emergency, please contact our 24/7 emergency line immediately for medical emergencies: +971 4 270 8705, or alternatively send us an email on assistance@nextcarehealth.com
  2. For all other non-emergency reimbursement claims, you can file your claim through our online platform:   https://travelclaims.tatsh.cloud/
  3. Alternatively, you can also contact us via telephone on +971 4 270 8705, or send us an email on travel.claims@nextcarehealth.com.  We’re available from 8 AM to 8 PM, Monday to Friday.
  4. A dedicated claims assessor will review your case and contact you for any additional information. Approved claims are reimbursed per the policy terms.

File your claim as soon as possible after the incident - the sooner you submit, the faster the resolution.