Schengen Travel Insurance Guide: Your Safe Passage to Europe

Dreaming of stepping into Europe’s postcard-perfect streets, tasting artisan chocolates in Belgium, or catching a sunset by the French Riviera? With every exciting detail on your travel checklist—tickets, hotels, must-see spots—there’s one thing you shouldn't overlook: travel insurance. Whether you’re applying for a Schengen visa or just want true peace of mind on your European escape, the right cover means you can focus on savoring each moment (not stressing over “what ifs”).

At Allianz Travel AE, our mission is simple: help you travel farther and safer, every single time.

Schengen Travel Insurance is designed for anyone traveling to the Schengen Zone—26 countries where a single visa unlocks centuries of history, stunning cities, and delicious cuisine. But there’s a catch: if you need a Schengen visa, travel insurance isn’t just smart, it’s required. Even visa-free travelers are highly encouraged to get covered, as a safety net for those unexpected bumps along the way.

With Allianz Travel AE, all travel insurance plans for Schengen come with the peace of mind you need: coverage limits that meet visa rules, medical care for accidents and illness, and help when you need it most.

Europe’s healthcare standards are high—and so are the costs if things go wrong. For visa applicants, Schengen rules require proof you can pay for emergencies, so you’re never left stranded by a hospital bill. For everyone else, insurance means you’re not caught off guard by anything from a missed flight to a twisted ankle in the Alps. Your safety (and wallet) are protected, leaving you free to explore stress-free.

A legitimate Schengen insurance policy must include:

• At least €30,000 in medical coverage 
• Validity in all Schengen countries—so you’re protected from Portugal to Poland 
• Coverage for your whole trip—every day you’re in Europe, including arrival and departure

Allianz Tip: Double-check these details on your policy documents before you buy. If anything’s missing, your visa application could be rejected—or worse, you might be left uncovered when you need help the most.

When you go with a trusted provider like Allianz Travel AE, you get more than just a piece of paper for your visa. Here’s what’s included:

• Emergency Medical Expenses: Hospital stays, doctor visits, and surgical procedures 
• Medical Evacuation & Repatriation: If necessary, we’ll arrange travel to a better facility—or back home 
• Help for Minor Children: Coverage for under-18s traveling with you 
• Baggage Delays and Trip Cancellations: Those little hiccups won’t cost you big

Looking for more? You can add options like:

• COVID-19 coverage 
• Protection for adventurous sports
• Coverage for lost baggage and travel delays

Every trip (and traveler) is different, so tailor your policy to fit your plans.

Even seasoned travelers make mistakes. Here are a few to watch out for:

• Choosing non-accredited providers: Only buy from providers recognized by Schengen consulates (like Allianz!) 
• Mismatched trip and policy dates: Make sure your insurance covers every day from landing to takeoff 
• Missing the €30,000 minimum: Lower coverage may seem cheaper, but it will cost you—sometimes in more ways than one

Solution: Take a few extra minutes to check your documents, and buy only from reputable insurers. If you’re ever unsure, our team is ready to help.

Prices often start at just a few dirhams a day. Your exact premium depends on your age, your trip length, and the options you select. Our advice? Strive for a balance between value and proper protection. Allianz Travel AE’s plans start at just AED 56 per person—affordable security that lets you travel without worry.

Here’s what sets us apart:

• We know the requirements: Your policy comes with the certificate you need for your visa 
• Up to US$50,000 emergency medical cover
• Up to US$200 protection for delayed baggage 
• Up to US$2,000 reimbursement for trip cancellations 
• Quick, online purchase and instant documents sent by email

But most importantly—you get the security of traveling with an Allianz company, trusted by millions worldwide for reliability and honest support.

All that’s left is to choose your destination, pack your favorite shoes, and pick up your Schengen travel insurance. With Allianz Travel AE on your side, your adventure starts on a foundation of safety and support. Get started online, and let us handle the rest—so you can get back to dreaming, planning, and exploring.

Bon voyage, and safe travels from all of us at Allianz Travel!