Optional covers

Ski & Winter Sports Insurance

Whether you're carving through fresh powder in the Alps, exploring the slopes of Japan, or enjoying a family ski trip, skiing and snowboarding are thrilling experiences. However, winter sports come with unique risks, from injuries to lost equipment. With Allianz Ski Insurance, you can enjoy your winter adventures knowing you're protected against the unexpected.

  • Specialised Winter Sports Coverage: Tailored protection for skiing, snowboarding, and other winter sports.
  • Search and Rescue Costs: Coverage for search and rescue operations if you're injured or stranded on the slopes.
  • Medical Emergencies: Coverage for skiing-related injuries, including emergency medical expenses, evacuation, and repatriation.
  • Lost or Damaged Equipment: Protection for your personal or rented ski equipment in case of loss, theft, or damage.
  • Piste Closure Protection: Compensation if the ski resort is closed due to insufficient snow or adverse weather.
  • Trip Cancellation or Interruption: Reimbursement for non-refundable costs if illness, bad weather, or other unforeseen events disrupt your trip.
  • 24/7 Assistance Worldwide: Access to multilingual support teams anytime, anywhere.

Our ski insurance is part of our Hazardous Sports Cover Add-On, providing protection for a wide range of adventurous activities. Key benefits include:

  • Emergency medical expenses for skiing-related injuries.
  • Search and rescue operations if you're injured or stranded.
  • Medical evacuation and repatriation if necessary.
  • Coverage for lost, stolen, or damaged ski equipment (owned or rented).
  • Compensation for unused ski passes, lessons, or equipment hire due to illness or injury.
  • Piste closure compensation for weather-related disruptions.
  • Personal liability coverage for accidents involving third parties.

Ski insurance is essential for anyone planning to participate in skiing, snowboarding, or other winter sports during their travels. Whether you’re a seasoned skier or a beginner, Allianz Ski Insurance ensures you’re protected from the unexpected, so you can focus on enjoying your time on the slopes.

Adding ski insurance to your travel policy is quick and easy:

  1. Enter Your Trip Details: Provide your destination, travel dates, and number of travellers
  2. Select Sports Cover: Choose 'YES' in Do you want to add sports cover?
  3. Select Your Policy: Pick the travel insurance plan that best suits your needs
  4. Confirm Payment: Complete your payment securely and receive your policy instantly.

Your documentation will be available immediately, giving you confirmation that your ski insurance is active before you travel.

As the #1 Global Insurance Brand, Allianz offers trusted protection backed by over 135 years of expertise. With comprehensive coverage, 24/7 assistance, and a global network of providers, we’re here to ensure your ski trip is as safe and stress-free as possible.

Don’t let unexpected events ruin your time on the slopes. Get a personalised quote for Allianz Ski Insurance today and enjoy your winter adventures with confidence.

Ski Insurance

Our Ski insurance covers a wide range of winter sports activities, including:

  • Skiing on marked pistes.
  • Snowboarding at recognized resorts.
  • Cross-country skiing.
  • Tobogganing.
  • Ice skating.
  • Snowshoeing.

Yes, certain activities are excluded from coverage, such as:

  • Skiing or snowboarding outside marked trails or in areas accessed by helicopter.
  • Heli-skiing or skiing/snowboarding in areas designated unsafe by resort management.
  • Participating in activities without wearing recommended safety equipment.

    For more details, please see our List of Sports.

Yes, wearing recommended safety equipment (e.g., helmets) is mandatory to be eligible for coverage under Allianz Ski Insurance.

Yes, Allianz Ski Insurance provides coverage for the cost of renting ski equipment if your own equipment is lost, stolen, or damaged during your trip. This is subject to the policy terms and limits. For full details, please refer to your policy wording.